How Much Does It Cost to Live in Bali? (2026 Budget Breakdown)
The Short Answer: A Realistic Monthly Range
A single person needs roughly USD 900–2,000 per month (IDR 16–36 million ($894-2,011)) to live in Bali's tourist areas in 2026 — more if you want a villa and a car, less if you live local-style in Denpasar, where a bare-bones budget runs about USD 263/month and a comfortable single lifestyle about USD 620/month. All figures below were collected August 18, 2026 from Indonesian portals and official sources, converted at IDR 17,900 ≈ USD 1. [VERIFY] marks a number we couldn't confirm from a primary source.
Last updated: August 18, 2026.
Rent — Your Biggest Line Item
Expect housing to eat 40–50% of your budget. Verified August 2026 listings:
| Option | Price (IDR/month) | Source |
|---|---|---|
| Kost room, Denpasar | 950,000–4,000,000 | Mamikos |
| Kost room, Canggu | 1,045,000–5,000,000 | Mamikos |
| Kost room, Ubud | 900,000–8,000,000 | Mamikos |
| 1BR apartment, Denpasar | 7,500,000 | Travelio |
| Studio/1BR apartment, Legian–Seminyak | 7,900,000–8,450,000 | Travelio |
| Villa, Ubud | from 10,000,000 | 99.co |
| 2BR villa, Sanur | 21,600,000 (median of 45–51 listings: 29,000,000) | Livuma, Aug 2026 |
The range is huge: IDR 950,000 ($53.1) for a basic room in Denpasar versus IDR 60,000,000 ($3,352) for a premium Seminyak villa (Lamudi). Your area choice matters more than anything else in this budget.
Food & Groceries — What You'll Actually Pay
A warung plate of nasi campur costs IDR 15,000–20,000 ($0.84-1.12) in Denpasar and IDR 30,000–40,000 ($1.68-2.23) in Canggu; the same lunch at a Western café runs IDR 100,000–180,000 ($5.59-10.1) (Pojokbali, Jun 2026; Home Cafe Canggu menu). Numbeo's Bali average for a cheap restaurant meal is IDR 50,000 ($2.79) and a mid-range dinner for two is IDR 575,000 ($32.1) (Aug 2026).
Groceries, bought local: rice IDR 13,000 ($0.73)/kg, eggs IDR 25,000 ($1.40)/kg, market vegetables IDR 5,000–10,000 ($0.28-0.56) a bundle, Indomie ~IDR 3,500 ($0.20) a pack (Pojokbali). For reference: milk IDR 26,497 ($1.48)/litre and chicken fillet IDR 30,300 ($1.69)/lb on Numbeo. Imported goods are the trap — expect 2–3× home prices. Cooking at home and eating warung 80% of the time can save you roughly USD 200/month compared with a café-heavy diet.
Transport & Getting Around
- Scooter rental: IDR 300,000–400,000 ($16.8-22.3)/month in Denpasar; IDR 500,000–700,000 ($27.9-39.1)/month in Canggu/Seminyak (Pojokbali, Jun 2026); from IDR 35,000–50,000 ($1.96-2.79)/day short-term.
- Petrol: Pertalite IDR 10,000 ($0.56)/litre, Pertamax IDR 15,950 ($0.89)/litre (official, 14 Aug 2026).
- Gojek/Grab short trips (3 km): IDR 25,000–35,000. ($1.40-1.96)
[VERIFY: 2026 per-km GoRide/GoCar tariffs] - Car: IDR 350,000–600,000 ($19.6-33.5)/day self-drive; monthly from ~IDR 3,000,000 ($168) (Nemobrent).
If you only need a scooter a few times a week, Gojek trips can work out cheaper than renting — but for daily use, a monthly rental is the sweet spot.
Utilities, Internet & Phone
Electricity is IDR 1,444.70 ($8.07)/kWh (1,300 VA, tariff unchanged in Q3 2026 — CNBC Indonesia). A token bill with 8 hours of AC a day runs IDR 400,000–600,000 ($22.3-33.5)/month; water IDR 50,000–80,000 ($2.79-4.47) (Pojokbali). Internet: Biznet fiber 50 Mbps IDR 250,000 ($14)/month (Biznet); IndiHome 100 Mbps from IDR 280,000, ($15.6) 300 Mbps IDR 500,000 ($27.9) (IndiHome); Starlink from IDR 510,000. M ($28,491,620)obile data: IDR 100,000–200,000 ($5.59-11.2) for 30–50 GB. Total utilities + internet + phone: roughly IDR 1–1.5 million ($55.9-83.8)/month — or about USD 56–84.
Gym, Coworking & Lifestyle Extras
- Gym: IDR 200,000–300,000 ($11.2-16.8) (local, Denpasar), IDR 500,000–700,000 ($27.9-39.1) (mid-range, Canggu), up to IDR 1,800,000 ($101)/month at premium Avenue Fitness (Avenue).
- Yoga: ~IDR 150,000 ($8.38) per session in Ubud (Pojokbali).
- Coworking: day passes IDR 100,000–300,000 ($5.59-16.8); monthly IDR 1,100,000–5,000,000 ($61.5-279) (Honeycombers' 2026 list). Examples: Dojo Canggu IDR 1,500,000 ($83.8)/month; Ubud from IDR 550,000. ($30.7)
- Laundry: IDR 7,000–15,000 ($0.39-0.84)/kg depending on area; haircut IDR 30,000–50,000. ($1.68-2.79)
Health & Insurance Costs
Private GP consultations: IDR 50,000–150,000 ($2.79-8.38) (Halodoc); 24-hour Bali clinics IDR 150,000–200,000 ($8.38-11.2); specialists IDR 200,000–700,000 ($11.2-39.1); international hospitals (BIMC level) IDR 700,000–2,000,000 ($39.1-112)+ (BiayaBerobatBali, Jul 2026). A private hospital night costs IDR 5–10 million ($279-559) — which is exactly why travel/health insurance matters. National BPJS insurance is IDR 42,000–150,000 ($2.35-8.38)/month, but most expats pair it with international cover; expat premium ranges [VERIFY: current policies, e.g. Cigna/Allianz/AXA].
3 Sample Budgets (Solo, Couple, Family)
| Line item | Solo budget (~IDR 4.7M / $263) | Couple (~IDR 19–24M est. / $1,050–1,350) | Family of 4 (Numbeo: $2,148 excl. rent) |
|---|---|---|---|
| Housing | Kost IDR 1,500,000 ($83.8) | 2BR apartment/villa IDR 10,600,000–21,600,000 ($592-1,207) | Villa + space for kids |
| Food | Warung IDR 1,800,000 ($101) | ~2× solo, mixed warung/café | ~IDR 5,000,000 ($279)+ |
| Transport | Scooter IDR 600,000 ($33.5) | Scooter + occasional car | Car lease from IDR 3,000,000 ($168) |
| Utilities + internet | IDR 500,000 ($27.9) | IDR 1,500,000 ($83.8) | IDR 2,000,000 ($112)+ |
| Health | BPJS IDR 42,000 ($2.35) | Insurance [VERIFY] |
Family insurance + school [VERIFY: international school fees] |
The solo figures are from the August 2026 dataset (rounded). The couple estimate is built from a 2BR at IDR 10.6–21.6 million ($5,922-1,207) (Travelio, Livuma) plus doubled food/transport — an estimate, not a surveyed bill. Numbeo's family-of-four figure of USD 2,148/month excludes rent entirely, so add housing on top.
What $1,000 Gets You in Each Area
$1,000 ≈ IDR 17.9 million ($1,000) at the August 2026 rate. Here's what that buys per month:
| Area | What ~IDR 17.9M ($1,000) covers |
|---|---|
| Canggu | A good kost/studio (IDR 4–5M ($223-279)) + comfortable living — but not a villa |
| Ubud | A studio or small villa (from IDR 10M ($559)) + generous food and lifestyle budget |
| Seminyak | A studio/1BR apartment (IDR 7.9–8.5M ($4,413-475)) + tight-but-fine lifestyle |
| Sanur | A 2BR villa share or 1BR options + comfortable budget |
| Denpasar | A 1BR apartment (IDR 7.5M ($419)) + very comfortable local-style living, with room to save |
FAQ
Is Bali cheaper than where I live? Numbeo (18 Aug 2026) rates Bali 59.7% cheaper than Los Angeles overall. Compared with Sydney or London, housing and food are the big savings; Western-branded goods and services are not.
What salary do I need to live comfortably? For the common "comfortable single" profile — studio, café meals, gym, coworking, occasional trips — budget USD 620–1,000/month in IDR terms, i.e. roughly IDR 11–18 million ($615-1,006). Families should plan on USD 2,500–4,000+ including rent and schooling.
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